Introduction

Car accidents can be stressful and disorienting—but being prepared can help you stay in control. This step-by-step guide walks Tulsa drivers through exactly what to do after an accident and how to handle the insurance process smoothly.

Step 1: Check for Injuries and Stay Safe

What to Do:

  • Check yourself and others for injuries.
  • Call 911 if needed.
  • Move to a safe location if possible.
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Step 2: Call the Tulsa Police Department

Even for minor accidents, having a police report helps. Tulsa officers will document the details you’ll need for your insurance claim.

Tip:

Request the officer’s name, badge number, and how to get a copy of the report.

Step 3: Exchange Information

Gather These Details:

  • Full names and contact info
  • Insurance companies and policy numbers
  • License plate numbers
  • Driver’s license numbers
  • Vehicle details (make, model, color)

If there are any witnesses, politely ask for their contact information.

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Step 4: Take Photos and Document Everything

Take clear pictures of:

  • Vehicle damage (both cars)
  • Accident location
  • Street signs and intersections
  • Visible injuries

Why? These will support your claim and protect your side of the story.

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Step 5: Call Your Insurance Company

Report the accident to your provider ASAP.

If you’re with Cheapest Car Insurance Tulsa, you can contact us directly or file a claim online:
www.cheapestcarinsurancetulsa.com

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Step 6: File a Claim and Follow Up

Your insurer will:

  • Review the police report
  • Evaluate your car’s damage
  • Determine liability
  • Guide you through repairs or medical coverage
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Step 7: Know Your Legal Rights in Oklahoma

Oklahoma is an at-fault state. That means:

  • The at-fault driver’s insurance pays for damages.
  • You can choose your own repair shop.
  • You can seek legal counsel if needed.

Pro Tip:

Ask your insurer about rental car coverage and medical reimbursement.

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Be Prepared for the Unexpected

The best way to protect yourself? Have a reliable insurance policy before an accident happens.

👉 Get a free quote today at
www.cheapestcarinsurancetulsa.com

You can also speak with a local agent who understands Tulsa traffic laws and local policies.

Final Thoughts

Accidents can be overwhelming—but your insurance experience doesn’t have to be.

Stay calm, follow these steps, and reach out to a trusted team like Cheapest Car Insurance Tulsa when you need help.

Call to Action

Need to update your policy or file a claim?
Contact us today at 📞 (918) 794-6993 or visit
www.cheapestcarinsurancetulsa.com